CM Punjab Livestock Card Scheme 2025: A Complete Guide for Farmers

Last Updated: May 2025

The Government of Punjab, under the visionary leadership of Chief Minister Maryam Nawaz Sharif, has launched the CM Punjab Livestock Card Scheme 2025—a groundbreaking initiative designed to provide interest-free loans to livestock farmers across the province. This scheme aims to boost meat production, support dairy development, and reduce the financial burden on small to medium-scale farmers.

🔍 What Is the CM Punjab Livestock Card Scheme?

The Livestock Card is a digitized credit facility that allows farmers to purchase essential animal feed like Wanda, silage, and mineral mixtures without upfront costs. Loans are interest-free, helping farmers raise healthier animals and increase profitability through feedlot fattening programs.

Key Objectives:

  • Promote financial inclusion and livestock-based entrepreneurship.
  • Improve animal nutrition and productivity.
  • Digitize financial services for small-scale farmers.
  • Boost Punjab’s meat exports and economic growth.

🎯 Key Features & Benefits

Feature Details
Loan Amount PKR 135,000 to PKR 270,000 (PKR 27,000 per animal)
Loan Duration 4 months + 1-month grace period
Repayment Simple installment-based repayment
Cost of Credit 0% (interest-free loans)
Target Beneficiaries 40,000–80,000 farmers; 400,000 animals across 3 cycles
Card Issuance Fee PKR 100 per animal (deducted from card limit)
Bank Partner The Bank of Punjab
Total Budget PKR 20 billion
Digital Services Online application, SMS-based registration, mobile app

🧑‍🌾 Who Can Apply? – Eligibility Criteria

To qualify for the Livestock Card, applicants must meet the following:

  1. Must be a resident of Punjab.
  2. Have a valid CNIC.
  3. Own 5 to 10 male calves or young stock (Buffalo/Cattle).
  4. Registered in the SPMS-9211 system and Livestock Department database.
  5. SIM registered under the applicant’s CNIC.
  6. No previous loan defaults (clean credit record via E-CIB and Tasdeeq Bureau).
  7. Verified through NADRA Verisys, PMD, NACTA, and Urban Unit.
  8. Minimum Age: 18 years (no upper age limit).
  9. Compliant with AML screening (anti-money laundering checks).

🔴 Note: Late repayment or default disqualifies applicants from future cycles.

📲 How to Apply for CM Livestock Card 2025

✅ Option 1: Apply via SMS

  1. Open your mobile’s message box.
  2. Type: PLC <space> CNIC Number (e.g., PLC 3520123456789)
  3. Send to 8070

✅ Option 2: Apply via Mobile App

  • Download the Farmer Guidance App from Google Play Store
  • Use the app to:
    • Apply online
    • Track loan status
    • Receive updates and farming advice

✅ Option 3: Visit Nearest Veterinary Hospital

  • Get assistance from field officers for application and verification.
  • Submit required documents (CNIC, animal ownership proof, etc.).

🗓 Application Window: November 5, 2024 – December 11, 2024
📞 Helpline: 08000-9211 (Available 24/7)
🌐 Official Website: https://livestock.punjab.gov.pk/

📱 Farmer Guidance App: Tech Support in Your Pocket

The Punjab government has also launched the Farmer Guidance App, a dedicated platform for:

  • Loan monitoring
  • Access to animal nutrition tips
  • Updates on government livestock initiatives
  • Real-time advisory support

App Highlights:

  • Simple UI (even for first-time users)
  • Personalized notifications
  • Available in Urdu and English

📥 Download on Google Play Store

🔄 Animal Identity & Traceability System (AITS)

One of the innovative elements of this scheme is the AITS, which:

  • Tags animals from birth to slaughter
  • Enables health tracking and crisis response
  • Facilitates access to domestic and international markets
  • Ensures food safety and transparency in the supply chain

📈 Impact Goals

Metric Target
1st Year 10,000–20,000 farmers / 100,000 animals
2nd Year 30,000–60,000 farmers / 300,000 animals
Export Vision Boost meat, milk, and leather exports
Special Focus Southern Punjab, women inclusion programs

🌟 Special Projects Linked to Livestock Support

  • Livestock Asset Transfer to Rural Women (PKR 2 Billion)
    Aims to empower 10,957 poor rural women in 12 districts of South Punjab with livestock assets, training, and economic independence.
  • Linked Initiatives by CM Maryam Nawaz:
    • Green Tractor Scheme
    • Solar Panel Program
    • Apni Chat Apna Ghar (Housing)

📌 Frequently Asked Questions (FAQs)

Q1. What is the loan amount for each animal?
👉 PKR 27,000 per animal, for a maximum of 10 animals.

Q2. Is there any interest on the loan?
👉 No. This is a completely interest-free (0% markup) loan.

Q3. How do I repay the loan?
👉 Repayment is done in easy installments over 4 months, with a 1-month grace period.

Q4. Can I apply again in the next cycle?
👉 Yes, but only if your repayment is on time and your screening remains clear.

✅ Conclusion

The CM Punjab Livestock Card 2025 is a transformative initiative aimed at financial empowerment and sustainable development in the livestock sector. Through interest-free loans, digital access, and real-time support, the government is reshaping the future of farming in Punjab—one calf at a time.

Whether you’re a small farmer in Southern Punjab or a seasoned dairy producer elsewhere in the province, this scheme offers a chance to grow, invest, and thrive.

🐄 Ready to Apply?
📲 SMS PLC CNIC to 8070 or
📥 Download the Farmer App Now