CM Himmat Card Program 2025 – Check Eligibility and Apply Online

If you or someone you know is a person with disabilities (PWD) living in Punjab, there’s some great news for you. The Government of Punjab, under the leadership of Chief Minister Maryam Nawaz Sharif, has launched the CM Himmat Card Program – a powerful initiative designed to empower, support, and uplift differently-abled individuals across the province.

In this guide, we’ll walk you through everything you need to know about the Himmat Card: what it is, who can apply, the benefits it offers, and how you can register.

What is the CM Himmat Card?

The Himmat Card is a government-issued card that provides a wide range of financial and practical support to persons with disabilities. Whether it’s daily expenses, career opportunities, or access to healthcare and transport, this card is your gateway to a better quality of life.

This program isn’t just about handing out aid — it’s about promoting independence, dignity, and inclusion for people with disabilities in society.

Key Benefits of the Himmat Card

Here’s how the Himmat Card can help you or your loved ones:

💸 Financial Assistance (Quarterly Stipend)

  • Eligible individuals receive PKR 10,500 every 3 months.
  • This money can be used for everyday expenses like food, medicine, and transportation.
  • It’s a lifeline for many who are unable to work due to their condition.

🏦 Interest-Free Business Loans

  • Thinking of starting a small business? Himmat Card holders can apply for interest-free loans ranging from PKR 100,000 to PKR 200,000.
  • These loans aim to promote self-employment and financial independence.

🧑‍💻 Free Technical and Vocational Training

  • Want to learn a new skill? The government offers technical training programs to help PWDs become job-ready.
  • These include vocational courses that improve employability and open doors to career opportunities or entrepreneurship.

🧑‍⚖️ Government Job Quota

  • A 3% quota in government and semi-government jobs is reserved for persons with disabilities.
  • This helps ensure fair access to job opportunities and encourages a diverse and inclusive workforce.

🦽 Assistive Equipment

  • Eligible cardholders can receive disability aids such as:
    • Wheelchairs
    • Hearing aids
    • Mobility support devices
  • These tools are meant to enhance independence and daily living.

🚌 Public Transport Discounts

  • Enjoy discounted fares on public transport like buses and trains.
  • This reduces travel expenses and makes it easier to reach hospitals, schools, or workplaces.

Who is Eligible for the Himmat Card?

To qualify for the CM Himmat Card, you must meet the following criteria:

  • ✅ You must be a resident of Punjab (your CNIC must show a Punjab address).
  • ✅ You must have a valid Disability Certificate issued by the Punjab Social Welfare Department.
  • ✅ You must be certified as unable to work due to your disability.
  • ✅ You must not be employed in a government or private organization.
  • ✅ You should not be receiving aid from programs like BISP, Zakat Fund, Bait ul Maal, or PSPA.
  • ✅ Your PMT (Proxy Means Test) score should be 45 or below (used to check your financial status).
  • ✅ Your details must be updated in the Disabled Persons Management Information System (DPMIS).

Check Your Eligibility on Link Given Below.

https://dpmis.punjab.gov.pk/himmatcard-verification

 

Step-by-Step: How to Apply for the Himmat Card

Here’s a simple step-by-step process to help you register for the CM Himmat Card:

Step 1: Get a Disability Certificate

  • Visit your nearest Social Welfare Office.
  • Apply for a Disability Certificate confirming you are unfit to work.

Step 2: Check Your PMT Score

  • You can check your PMT score through the BISP office or your local Social Welfare Office.
  • You need a score of 45 or below to be eligible.

Step 3: Update Your Information on DPMIS

  • Make sure your CNIC, mobile number, address, education, and work experience are up to date in the Disabled Persons Management Information System (DPMIS). You can read more about DPMIS on following link.

https://dpmis.punjab.gov.pk/

 

Step 4: Apply Online or Visit the Office

  • Visit the official Punjab Social Welfare Department website or your local District Social Welfare Office.
  • Fill in the registration form and upload required documents like:
    • CNIC
    • Disability Certificate
    • Utility Bill
    • Income proof (if applicable)
    • PMT score document

Use Following Link to Apply Online

https://swd.punjab.gov.pk/himmatcard

 

Step 5: Field Verification

  • After applying, a government team will visit your home to verify your details.
  • Around 300 verifiers are working across Punjab to ensure fairness in the selection.

Step 6: Open a Bank Account

  • Once approved, you’ll be guided to open a bank account with the Bank of Punjab.
  • Help desks and camps are available at the Tehsil level to assist.

Step 7: Receive Your ATM Card

  • You’ll get an ATM card that lets you withdraw your stipend (PKR 10,500) every quarter without any extra charges.

Important Documents Required

Make sure you have these documents ready when applying:

  • CNIC (Computerized National Identity Card)
  • Disability Certificate
  • Recent utility bill
  • Income verification (if needed)
  • PMT Score documentation

Final Words

The CM Himmat Card Program is a massive step towards building an inclusive, fair, and compassionate society. It’s not just about aid — it’s about giving people the tools, training, and support they need to live with dignity, independence, and pride.

If you or someone you care about qualifies, don’t wait. Apply today, and take a step toward a brighter, more empowered future.

 

Frequently Asked Questions (FAQs)

❓ What is the Himmat Card?

It’s a special government-issued card that provides financial aid and services to persons with disabilities in Punjab.

❓ How much money will I get?

Eligible individuals receive a quarterly stipend of PKR 10,500.

❓ Can I apply if I already receive aid from BISP or Zakat?

No. If you’re already getting aid from similar programs, you may not qualify.

❓ Do I need a bank account?

Yes. Once approved, you’ll be asked to open a Bank of Punjab account to receive your funds. Read more about account opening procedure on following link.

https://www.bop.com.pk/BOP%20Asaan%20Current%20Account

❓ Where can I apply?

You can apply through the official website or by visiting your nearest Social Welfare Office.

Use Following Link to Apply Online

https://swd.punjab.gov.pk/himmatcard

 

If you have more questions or need help with the application process, feel free to visit your local Social Welfare Office or call their helpline. They’re there to help you every step of the way.